How does leasing work?
The end-user decides on their exact requirements and DFS works with you to offer a range of flexible finance options to suit the end-user's needs. Once the best solution has been chosen, DFS owns the equipment and the end-user makes regular payments. At the end of the term the agreement process is repeated.
The argument for Lease vs. Buy?
Enabling your customers to retain cash for use within the business rather than paying for equipment as an upfront capital cost can have a significant positive impact on your customer's business. To calculate the financial difference and tax implications between the cash purchase and leasing, simply download the calculator from our tools section and complete the purchase price and monthly rental.
What happens if I need to finance equipment which is not made by Dell?
Dell Financial Services will be happy to consider equipment which is not manufactured directly by Dell. Please indicate this as part of your proposal and if you need any further assistance contact the DFS Business Partner helpdesk.
What if the customer already has a lease agreement?
If the customer already has an existing lease agreement it may well be possible to upgrade this agreement and roll it into the new transaction. Please clearly indicate this as part of your proposal and if you need assistance contact the DFS Business Partner helpdesk.
What is Leasing?
Put simply, a lease is an enabler, a budgetary management tool that allows the end-user to acquire the technology they want immediately by spreading the cost over the useful life of the asset.
What is the maximum term I can arrange financing over?
Finance transactions for IT equipment are typically written up to 36 months, with printing and multifunctional devices considered up to 60 months. However if you need further information please contact the DFS Business Partner helpdesk and we will be happy to assist you further.
What is the minimum amount I can finance?
Typically finance transactions can be structured where the deal size is £1000 and above.
When will the customer have to make their first payment?
Rental profiles are typically structured monthly or quarterly, with the first payment being taken in advance. With a typical lease agreement the rental amounts are evenly spread with no upfront deposit needed.
Who can lease?
Pratically any company can lease, assuming they are credit cleared. Examples include: Sole Traders, Partnerships, Limited and Public Limited Companies, Local Authorities, Education, NHS and Charities.
